General Liability

Why General Liability Insurance Matters for Every Business

Running a business comes with unavoidable risks. While property insurance can help you recover from physical damage to your facilities, it doesn’t protect you from the financial impact of lawsuits. Even a single accident or claim of negligence could result in costly legal action that threatens your company’s stability. General liability insurance is designed to safeguard your business from these unexpected setbacks.

Key Protections Offered
Most general liability policies provide coverage in situations such as:

  • Bodily injury – when a customer, vendor, or visitor is injured on your property
     
  • Personal injury – claims arising from the actions or mistakes of your employees
     
  • Property damage – when your employees cause harm to someone else’s property
     
  • Advertising injury – issues related to slander, libel, or misleading advertising
     

The level of coverage that’s right for you depends on your industry, size, and location, but no matter your business, having protection in place is critical. Without it, you may be putting not just your finances—but the future of your company—at risk.